Canadians are so unlucky when it comes to mobile prices and charges compared with other developed countries. It was really a shock for me when I first landed here and saw the charges and then used to it.
I personally like to use the latest phone with all the features but the reality is not favorable to me at that time. So I came up with a plan to delay my gratification. I bought a 200$ LG smartphone which has almost all the features but not the so-called brand value or show-off things in it. And got a prepaid plan from a provider with 25$ per month on basic calls and messages with no data usage.
Yes, I struggled for a few years with it by using only the wifi, sometimes get bullied by others too, but it doesn't hurt me. Because I know what I planned for and keep going on the route.
The route I choose is - with this fully paid 200$ LG phone plus only 25$ per month for a couple of years instead of having 80$ per month with 3 to 4 hundred dollars down pay to the branded phone in the initial stage rather I will save the difference of 55$ for 2 years and get the latest phone by fully paid.
But the 2-year plan doesn't go as I planned. Coz, I get used to the LG phone and try to milking most from it. Meanwhile, I accumulated more than 2k for my mobile purchase, and then I went shopping. Fortunately, my friend advised me that one of the mobile shop was giving Google Pixel for 0 downpayment with a switching offer. So I went with the offer and lucky they took the old mobile for 50$ and gave me a brand new Google Pixel 7 with 70 GB data, unlimited calls and messages with a free international call offer all at the cost of 55 $ a month. That offer was from the Black Friday sales.
Okay, now you want to know what I did with the 2000 $ saved for the mobile purchase. Yes, I invested in my favorite ETF which pays me a monthly dividend. I am using that dividend to pay my part of that mobile payment 55$ every month.
If I can do this, why not you. Please comment on what you benefited from the delayed gratification.
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